Term
Defined years. Clean price.
Income replacement and mortgage protection. Traditional or accelerated issue when the client qualifies.
Protection
Term, permanent, final expense, and instant-issue — matched to the carrier that can place the case.
Income replacement and mortgage protection. Traditional or accelerated issue when the client qualifies.
Whole life and accumulation through carriers such as NLG and Transamerica.
Mutual of Omaha, Transamerica, and American Amicable for last-expense coverage.
Ethos and InstaBrain. Real policies, rated carriers, licensed producers.